On the first day of every year, people make resolutions about how things are going to be different this time around. Unfortunately, few of those resolutions ever make it to January 7. Do you remember your resolution? Have you met some of your goals with only 3 months left of 2014?
For example, polls consistently tell us that two of the top resolutions involve losing weight and managing money. But every year, the results are the opposite of what we hoped for: Our waistlines get bigger, and our net worths gets smaller!
Why can’t we follow through with our January 1 resolutions? Because without teeth, resolutions are nothing more than wishes we make to ourselves.
We can give them teeth by sharing them with someone else. It’s called accountability, and it’s one of the most powerful motivators for change you can imagine. In Proverbs 15:22, Solomon challenged his readers to build accountability into their lives. He understood that the worst crashes often happen when we’re flying solo. We can make a lot of plans, but the chances of failure increase when we try to go it alone.
On the other hand, “many advisers” lead to success. When we are willing to hear and heed the advice of others, we can prevent a landslide of future headaches. Furthermore, if we choose to heed the advice of our Father the future is limitless.
Of course, that doesn’t mean we let someone else run our lives or that we have to follow through with every suggestion. But it does mean that we let others speak into our lives and – for a moment, at least – entertain the idea that we don’t know everything about every situation. We’re teachable.
Who are some people you trust? Family members, lifelong friends, pastors, fellow church members, leaders and co-workers can all serve as guides for your money questions. Find a few key people and let them help you reach your financial goals. Why not turn to God and invite Him into every aspect of your life? Don’t just welcome Him in on Sunday and then say, “see you next week. Same time. Same place.”
We all need help sometimes.
In the process of growing up, we learn to cross a street safely and avoid electrical shocks. Life would be painful without those basic skills. The ability to manage money is a skill few people grow up learning, but money management is just as vital to a happy life.
Maybe no one ever took the time to teach you personal finance. Or maybe no one you know is good with money. Not understanding money isn’t something to feel guilty about or be ashamed of. Asking for help is an opportunity to learn new skills that can change the rest of your life.
The Bible calls those who don’t seek trustworthy advice fools. The person who doesn’t want input cares more about appearing smart than being smart.
Admitting we need help might seem risky and it might require us to swallow our pride, but the best things in life require us to step up and step out on faith. God has given us all unique gifts and talents to encourage each other. Will you allow trustworthy people to help you along the way? Will you let God?